5 thoughts on “What are the benefits and disadvantages of buying gold in a bank?”

  1. The advantage of buying gold in a bank is that it can fight inflation and it is more difficult to be manipulated by the market. The disadvantage is the trouble of operation. It belongs to long -term investment and is not easy to monetize.
    The benefit:
    1. Safety: Gold is recognized as the best insurance shelter in the world. In recent decades, inflation has been particularly severe, and many countries have been harmed. The currency depreciation, the purchasing power of the currency decreased day by day, the money became worthless, and the text was worthless. If the country's currency inflation becomes extremely serious, the currency will become waste paper. Gold itself is a valuable product. The price of gold will rise with inflation, that is, gold offsets the loss of inflation, thereby ensuring that investors' assets will not be eroded by inflation.
    2, Rare degree: At present, the golden inventory of the earth is limited, but the demand has risen straight!
    3, liquidity: the gold market 24 -hour transactions, can be traded into currency at any time.
    4. Investability: Due to the long -term trend of gold, the gold market is unable to manipulate, the risk is small, suitable for medium and long -term investment. Because the gold market cannot be manipulated, investors have the greatest guarantee in terms of fair prices. The stock market is manipulated everywhere. However, the gold market is a global market. No individual or consortium has enough funds to control the global gold market. Therefore, the price of gold can always be maintained at the level that reflects the actual supply and demand relationship. Gold prices are unified worldwide, and no traders dare to deviate from the actual scope.
    Disadvantages:
    Blip purchase physical gold: This is a long -term investment. We must determine whether our funds can be used for a long time. Now the real gold is in a state of rising, we can buy it in moderation. However, there is a disadvantage of physical gold that is to store trouble and inconvenient carrying, so you need to consider whether it is acceptable.
    In short, the bank's investment gold bar has many advantages. If gold falls, you will accumulate more golden grams. In this way, no matter whether gold is ups and downs, your assets will not shrink due to inflation, and you can get benefits without losing the principal. The physical gold is really good, but one thing is that the real gold will not make you rich, because its main function is to resist inflation and maintain value.

  2. The benefits of buying gold:
    . Fighting inflation
    In recent decades, inflation is very serious, and general countries have suffered from this problem. The value of currency is depreciated, the purchasing power of the currency has gradually decreased, and the money has become worthless. In some extreme conditions, the country's currency inflation is serious, and the banknotes will become like waste paper. Gold itself is a valuable commodity, and the price of gold will rise with inflation, that is, gold offsets the loss of inflation, ensuring that investors' assets will not be eroded by inflation.
    . Excellent risk aversion function
    Is when the world political situation and economic instability, especially when war or economic crisis, various general investment instruments such as stocks, funds, real estate, etc. will be seriously impacted. At this time, gold reflects good risk aversion attributes. Even if it encounters economic crisis
    , the price of gold can still remain unchanged or even rose steadily, maintaining the value of assets. With the continuous mining and demand of gold ore, gold has become more rare and enhances its own risk aversion attributes.
    . The market is difficult to control
    regional stock markets, artificial manipulation of the market abound. However, the gold market is a global market. No individual or consortium has enough funds to control the global gold market. Therefore, the price of gold can always be kept at the level that reflects the actual supply and demand relationship. The price of gold is unified worldwide, and no dealer's offer dares to deviate from the actual scope, because once the price is reported, there will be a large number of investors in the world for risk -free arbitrage. Because the gold market cannot be manually manipulated, investors have the greatest guarantee in terms of price fairness.
    . It is not easy to collapse
    The risk of collapse in the stock market and the real estate market. Once the collapse, investors will have no return. Gold is a rare metal that cannot be renewed. At present, the total amount of mining exceeds half of the earth's container. In the future, the supply of gold will only be less and less, so that the price trend of
    In the long run, the price of gold is still optimistic. In 1944, the price of gold was $ 35 per ounce. Today, the price of gold has exceeded $ 1,700 per ounce. During the period, the trend of gold price continued to rise. Investment gold will not encounter market collapse in the market crash like investing in stocks and real estate.
    five, 24 -hour transactions
    Gold is not a trading variety exclusive to a country, but a global transaction product. Therefore, when the gold market of one country is closed, the gold market of another country opposite the earth is opening. Since the trading time around the world has been traded in a front line, gold can be traded at any time within 24 hours. When the stock market is closed, gold investors can still capture various investment opportunities for transaction operations, which can transform the world's changes every minute into real profit.
    If disadvantages:

    Paper gold: If you are a novice, it is recommended not to do it. This requires technology, experience, analysis and other factors, and the bank does not provide operational suggestions. Loss of funds.
    S physical gold: Long -term investment, be sure to determine whether your funds can be done for a long time. Now physical gold is an upward state, and Ke appropriately buy it, but the physical gold has a defect, that is, it is not very flexible, it is not easy to monetize. So you need to consider whether you can accept it.

  3. 1. The bank's gold investment varieties include physical gold and paper gold, and some banks will also represent the self -produced gold of some gold companies, and the fees are different. Paper gold is only in the Bank of China, CCB, ICBC, and the fees are the same.

    2. n4. Investment bank's physical gold can go directly to the counter to handle it. Remember to keep the invoice. If you don't want to take the gold bar home, you can rent a safe at the bank, but pay a certain fee. Paper gold can directly open online banking to trade.

    5. The physical gold recycling needs to take the invoice and return to the bank to go through the procedures, which is more troublesome. Paper gold can be bought and sold on the Internet at any time.

    6. Friends of financial management, everyone communicates a lot

  4. There are the following four categories of precious metal markets in China:
    1. Diabao Gold, Bank of China, Industrial and Commercial Bank of China, and Construction Bank have this business.
    The paper gold refers to the gold on paper transactions. Investors' trading records are only on the "golden passbook account" pre -opened "golden passbook account". It is reflected, instead of the extraction of physical gold is a personal voucher -type gold. Its offer is similar to foreign exchange business, that is, follow the fluctuations of the international gold market for quotation. Customers can buy low throws and earn differences by grasping the market trend.
    3, Tianjin precious metal exchanges, mainly precious metal transactions such as silver, gold, platinum, and other precious metal transactions
    4, physical gold transaction, this is also the most stupid one, because the storage fee, identification fee involved in physical gold, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, appraisal fee, identification fee, Insurance premiums are expensive for transportation premiums. In addition to making gold reserves and jewelry, there is no need to consider physical gold investment
    The focus on gold TD and paper gold
    1. The trading unit is 100 grams per hand, the margin trading model. For example, investors buy 1-handed gold at a price of 267 yuan/gram. When the price of gold is 266, this transaction loss (267-266) × 1 hand (100 grams) = 100 yuan can earn 100 to earn 100 to earn 100 yuan. Yuan has scarce trading costs. The trading is completed on the exchange, without the need for physical delivery, and profitable by buying and selling.
    2, paper gold can only be bought, similar to the gold TD trading model, the market is limited to banks. No physical delivery is required.
    In the substantial knowledge of gold investment, you can consult with specific inquiries

  5. Credit cards need to have conditions: in most cases, citizens who have complete civil behavior (citizens who are 18 years old in mainland China) and have a certain source of direct economic sources can apply for credit cards from the issuing card; people apply for credit cards for credit cards; It must have a fixed occupation and a stable source of income and provide guarantees to the bank. The form of guarantee includes personal guarantee, unit guarantee and personal funds guarantee

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